Long-term Care
Tailored Strategies for Long-Term Care
One of the main goals of comprehensive financial planning is risk management and protecting wealth. Today, long-term healthcare costs can pose a significant threat to wealth later in life and require informed, experienced, and tailored solutions. And that’s exactly what we offer at Four Seasons Wealth Management.
We specialize in helping clients understand their existing life insurance coverage and review how it could support their Long Term Insurance Needs.

Our Services Include
- In-depth analysis of existing health insurance coverage, including any existing long-term care coverage.
- Analysis of existing cash-value life insurance policies that could potentially be used to fund long-term care insurance.
- Integrating long-term care coverage and funding into your comprehensive financial plan to meticulously coordinate all aspects of your financial life.
$142 Billion
WAS SPENT ON LONG TERM CARE IN 2024.1
450 Days
IS THE AVERAGE AMOUNT OF TIME SPENT IN LONG-TERM CARE FACILITIES BY PATIENTS.1
30 Hours Per Week
IS THE AVERAGE AMOUNT OF TIME PER WEEK CARE IS PROVIDED TO PATIENTS NEEDING IN-HOME CARE.1
51% of Women
OVER THE AGE OF 65 NEED LONG-TERM CARE MEANWILE ONLY 39% OF MEN WILL NEED SUCH CARE.1
1 Data from 2024 Genworth COST OF CARE Study, www.genworth.com
2 Data from the American Association for Long-Term Care Insurance, www.aaltci.org
Let's Talk About Your Goals
No obligations–just a conversation about your financial future.